Pew’s retirement savings project studies the challenges and opportunities for increasing retirement savings. The initiative examines barriers to retirement savings that affect workers, employers, and taxpayers; policies aimed at eliminating those barriers; and the fees associated with retirement plans. The project strives to foster policy debate and action on how best to ensure that everyone has the opportunity to save a sufficient amount for retirement.
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Fact Sheet
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Analysis
States Are Helping Workers Save for Retirement
Many directing efforts toward those without workplace savings plans
Our Work
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Survey Shows Strong Employer Interest in Helping Workers Save for Retirement
Findings from a national survey of small and midsize businesses suggest that many employers need to reach a point of stability—in terms of finances and number of workers—before offering retirement benefits. Read More
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Employer Barriers to and Motivations for Offering Retirement Benefits
When crafting their approaches, it is useful for states to understand why some employers offer plans and others do not. In 2016, The Pew Charitable Trusts conducted a survey of owners, top executives, and human resource managers at more than 1,600 private sector, small and midsize businesses nationwide. One focus of the survey was to identify the obstacles to, and motivations for, offering... Read More
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State Retirement Initiatives Need to Be Coordinated With Existing Benefits
More than half of the states have considered or are implementing programs that enroll certain private sector workers in individual retirement accounts funded by automatic payroll deductions—known as auto-IRAs—to help them save for their later years. Read More
