Retirement Savings

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Pew’s retirement savings project studies the challenges and opportunities for increasing retirement savings. The initiative examines barriers to retirement savings that affect workers, employers, and taxpayers; policies aimed at eliminating those barriers; and the fees associated with retirement plans. The project strives to foster policy debate and action on how best to ensure that everyone has the opportunity to save a sufficient amount for retirement.

Our Work

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  • Congress Debates Guidance on State Retirement Savings Efforts

    Congress will soon decide whether to revoke federal guidance for states trying to help private sector workers save for retirement. In mid-February, the House of Representatives approved two resolutions invoking the Congressional Review Act (CRA) to block rules adopted in 2016 by the Department of Labor that clarify how states and some large cities can sponsor payroll deduction individual... Read More

  • ‘Secure Choice’ Retirement Savings Plans Could Affect Eligibility for Public Benefits

    More than half of the states are considering or have started to put in place individual retirement accounts that automatically take money from the paychecks of private sector workers to help them save for retirement. Under these state-sponsored “auto-IRAs,” or “Secure Choice” programs, employees without workplace retirement plans are automatically enrolled unless they opt... Read More

  • Retirement Plan Access and Participation Across Generations

    Americans do most of their saving for retirement at their jobs, though many private sector workers lack access to a workplace plan. In addition, many workers whose employers do offer these plans face obstacles to participation, such as more immediate financial needs, other savings priorities such as children’s education or a down payment for a house, or ineligibility. Thus, less than half... Read More

Media Contact

Ken Willis

Officer, Communications