Retirement Savings

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Pew’s retirement savings project studies the challenges and opportunities for increasing retirement savings. The initiative examines barriers to retirement savings that affect workers, employers, and taxpayers; policies aimed at eliminating those barriers; and the fees associated with retirement plans. The project strives to foster policy debate and action on how best to ensure that everyone has the opportunity to save a sufficient amount for retirement.

Our Work

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  • Emergency Expenses Can Decimate Retirement Savings

    Many American families don’t have the liquid savings available to deal with the cost of the typical household’s most expensive financial shock—about $2,000, according to research by The Pew Charitable Trusts. And that too often means they tap tax-deferred retirement savings when faced with emergency needs. But early withdrawals from these accounts not only reduce savings and... Read More

  • Survey Looks at Barriers to Retirement Savings for Workers at Small Firms

    Americans who save for retirement do so primarily through employer-sponsored plans. That’s why having access to a savings plan and choosing to take part are so critical: Regular deductions from a worker’s pay allow for easy, habitual savings that grow over time. Policymakers looking for ways to boost retirement savings can evaluate what motivates workers to save—and what may... Read More

  • Worker Reactions to State-Sponsored Auto-IRA Programs

    To help inform policymakers, The Pew Charitable Trusts surveyed more than 900 workers without access to retirement plans at small and midsize businesses (those with five to 250 employees) to see how they perceive state-sponsored auto-IRA proposals. A series of focus groups provided additional context.  Read More

Media Contact

Esther Berg

Officer, Communications