Project on Student Borrower Success

Higher education has proved to be a powerful path toward upward economic mobility, especially for Americans at the lowest rung of the income ladder, and federal student loans can be an effective tool for increasing access to postsecondary education.

However, millions of Americans struggle with repayment. According to the U.S. Department of Education, more than 8 million federal student loan borrowers were in default in 2017—having made no payments in at least a year—and close to 3 million William D. Ford Federal Direct Loan Program (commonly known as direct loan) borrowers were more than 30 days delinquent. Failing to pay student loans can harm borrowers’ credit, among other negative outcomes.

The Pew Charitable Trusts’ project on student borrower success seeks to promote successful repayment of student debt among those most at risk of default and delinquency. To that end, it conducts research on, and when warranted recommends reform of, two elements of the student loan system that are pivotal to borrower success: loan repayment, especially among borrowers at the greatest risk for delinquency and default, and loan servicing.

 

Our Work

  • Who Struggles Most to Repay Student Loans?

    In January 2018, The Pew Charitable Trusts launched the project on student borrower success, a four-year initiative to promote successful repayment of student debt, especially among those borrowers at greatest risk for delinquency and default. This piece is the second in a three-part series reviewing an October 2016 series of expert discussions, hosted by Pew, on the state of student loans in... Read More

  • Which Policy Solutions Can Help At-Risk Student Borrowers?

    In January 2018, The Pew Charitable Trusts launched the project on student borrower success, a four-year initiative to promote successful repayment of student debt, especially among those borrowers at greatest risk for delinquency and default. This piece is the third in a three-part series reviewing an October 2016 series of expert discussions, hosted by Pew, on the state of student loans in... Read More

  • What Is Driving Student Loan Delinquency and Default?

    In January 2018, The Pew Charitable Trusts launched the project on student borrower success, a four-year initiative to promote successful repayment of student debt, especially among those borrowers at greatest risk for delinquency and default. This piece is the first in a three-part series reviewing an October 2016 series of expert discussions, hosted by Pew, on the state of student loans in... Read More

Media Contact

Esther Berg

Officer, Communications

202.552.2283