Nick Bourke directs Pew's work on consumer finance, which includes the small-dollar loans and consumer banking projects. These teams conduct research on payday and other small loans and study the accounts that Americans rely on every day to manage their finances, such as checking accounts, prepaid cards, and mobile payments. They also offer recommendations designed to protect consumers from harmful practices and promote safe, transparent financial markets.
Bourke oversees a team of researchers and other professionals, publishing unique analyses and proposing evidence-based regulation for key segments of the financial services industry. He has testified before congressional committees and frequently interacts with stakeholders from industry and consumer groups. Bourke has conducted numerous interviews on national television and radio news programs and with top print publications.
Bourke previously led Pew’s successful campaign to reform regulation of the credit card industry. Before joining Pew, he worked with financial services and high tech companies, serving as product manager, strategy consultant, and legal adviser, with particular expertise in electronic payments. Most recently, Bourke was senior consultant and project manager for the Ziba Group, where his clients included Visa and other financial services firms. Bourke has also developed marketing analytics products for credit card providers and other organizations. He is a member of the State Bar of California.
Bourke holds a bachelor’s degree in science, technology, and society from Stanford University and a Juris Doctor from the University of California, Davis.
Recent WorkView All
WASHINGTON—The Pew Charitable Trusts praised Ohio legislators today for passing H.B. 123 out of a key House committee, a long overdue step toward reforming the state’s payday loan industry. The provisions included in the bill would close the credit services organization loophole, give borrowers more time to repay, and achieve lower prices. The bipartisan bill was first introduced in... Read More
More than 39 million American adults incurred at least one fee for overdrawing their bank account or having insufficient funds in the past 12 months, according to an analysis of survey data by The Pew Charitable Trusts. Most of these consumers, known as overdrafters, view bank overdraft programs as a way to ensure that payments will go through if checking account balances are low. But almost a... Read More
Several recent developments have raised the possibility of banks and credit unions offering small installmentloans and lines of credit—which would provide a far better option for Americans, who currently spend more than$30 billion annually to borrow small amounts of money from payday, auto title, pawn, rent-to-own, and othersmall-dollar lenders outside the banking system. Consumers use... Read More