About

Nick Bourke

Nick Bourke

  • Director
  • Small Dollar Loans,
  • The Pew Charitable Trusts

Profile

Nick Bourke directs Pew's research on consumer needs and perceptions, market practices, and potential regulation of payday and other small-dollar loan providers. The project also offers policy recommendations designed to protect consumers from harmful practices and promote safe, transparent credit.

As the lead on Pew’s analysis and advocacy efforts on consumer lending issues, Bourke oversees a team of researchers, publishing unique analyses and proposing evidence-based regulation for the credit card and small-dollar loan industries. He has testified before congressional committees and frequently interacts with stakeholders from industry and consumer groups. Bourke has conducted numerous interviews on national television and radio news programs and with top print publications.

Bourke previously led Pew’s successful campaign to reform regulation of the credit card industry. Before joining Pew, he worked with financial services and high tech companies, serving as product manager, marketing specialist, strategy consultant, and legal advisor, with particular expertise in electronic payments. Most recently, Bourke was senior consultant and project manager for the Ziba Group, where his clients included Visa and other financial services firms. Bourke has also developed marketing analytics products for credit card providers and other organizations. He is a member of the State Bar of California.

Bourke holds a bachelor’s degree in science, technology, and society from Stanford University and a juris doctor degree from the University of California, Davis.

Recent Work

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  • Payday Lending in America

    Pew’s Payday Lending in America series sheds light on the experience of borrowers. The research also details fundamental problems with payday loans, and suggests how policymakers can help solve these problems. Read More

  • Pew Report Finds Auto Title Loan Market Plagued by Problems

    Automobile title loans present many of the same problems as payday loans, including unaffordable balloon payments that lead to repeat borrowing, according to a new report released today by The Pew Charitable Trusts. The burden these loans impose on borrowers reinforces the need for the Consumer Financial Protection Bureau (CFPB) and state policymakers to make high-priced, small-dollar loans safer... Read More

  • Auto Title Loans

    This report incorporates results from the first nationally representative telephone survey of this market, a series of focus groups with borrowers, and an examination of regulatory data and company filings to illuminate lender practices, borrower experiences, and common problems in the auto title loan market. Read More

Media Contact

Mark Wolff

Director, Communications

202.540.6390