Financial Security and Mobility

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Pew’s financial security and mobility project studies the financial well-being of American families and how their balance sheets relate to both short-term financial stability and longer-term economic mobility.  The initiative builds on Pew research that shows savings and assets are key to moving up the economic ladder, both within a lifetime and across generations. The project strives to foster policy debate and action on how best to improve opportunity to ensure that the American Dream is within reach of everyone.

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Our Work

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  • Pew Finds Complex Relationship Between Debt and Financial Security and Mobility

    A report released today by The Pew Charitable Trusts finds that Americans’ debt has increased over the past three decades, due particularly to home mortgages and student loans, with important implications for long-term economic mobility. A full 80 percent of Americans hold at least some form of debt, and nearly 7 in 10 say debt is a necessity in their lives, even though they would prefer... Read More

  • The Complex Story of American Debt

    Over the past 30 years, American families have taken on increasing amounts of debt. The growing use of credit among American households, particularly following the Great Recession, has different implications across generations. Although most households have more assets than debt, 80 percent hold some form of debt and that can signal economic opportunity and potential trouble. For example,... Read More

  • Economic Mobility in the United States

    This report examines the transmission of economic advantage across generations using the first comprehensive set of intergenerational elasticity (IGE) estimates—which measure the persistence of advantage—based on tax and other administrative data. The analysis finds that children born into lower-income families can expect very different futures compared with those from higher-income... Read More

Media Contact

Sultana Ali

Officer, Communications