Pew Comments on NCUA Payday Alternative Loan (PAL) Program

Pew Offers Insights to Inform Design of the Payday Alternative Loan Program

In response to the National Credit Union Administration’s plans to modify its current Payday Loan Alternative program, The Pew Charitable Trusts provided a summary of its research findings about the high-cost, non-depository small-loan market and policy recommendations to protect consumers and make it easier for credit unions to provide safer, lower-cost small-dollar credit products to their customers.

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Opinion

How OCC Can Help Banks Disrupt the Payday Loan Industry

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Opinion

President Trump has recently named an acting comptroller of the currency, the head of the federal agency regulating large banks. As the American Banker noted, some big questions await the agency. While much is at stake for our country’s banks, a lot is on the line for individuals and their families as well. One important opportunity that the next Office of the Comptroller of the Currency leader will have is to save low- and moderate-income Americans billions of dollars annually by permitting banks to offer safe small-dollar installment loans to their customers. Today, excessive underwriting and compliance requirements have made it all but impossible for banks to widely offer affordable small loans.

America’s Overdose Crisis
America’s Overdose Crisis

America’s Overdose Crisis

Sign up for our five-email course explaining the overdose crisis in America, the state of treatment access, and ways to improve care

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America’s Overdose Crisis

Sign up for our five-email course explaining the overdose crisis in America, the state of treatment access, and ways to improve care

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Article

37 Scientists Pioneering the Future of Biomedical Research

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Article

Biomedical researchers are at the heart of nearly every medical advancement. From cutting-edge cancer treatments to breakthrough discoveries about emerging viruses, these scientists use creativity and ingenuity to explore new horizons in human health and medicine. And for nearly 40 years, The Pew Charitable Trusts has supported more than 1,000 early-career researchers committed to this work.

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Learn the Basics of Broadband from Our Limited Series

Sign up for our four-week email course on Broadband Basics

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How does broadband internet reach our homes, phones, and tablets? What kind of infrastructure connects us all together? What are the major barriers to broadband access for American communities?