Still Risky State Fact Sheets

Costs associated with maintaining a checking account can vary state by state. Pew collected data on the fees, terms, and conditions of the nations's 12 largest banks* by deposit volume as of October 2011. Each state is evaluated according to the banks that maintain retail operations there, with no state containing data on all 12 banks.

The 12 Largest Banks 

*The financial institutions studied were the 10 largest banks as identified by their holding companies’ deposit volume:

• Bank of America
• Wells Fargo Bank
• JP Morgan Chase Bank
• Citibank
• U. S. Bank
• PNC Bank
• TD Bank
• SunTrust Bank
• Branch Banking & Trust
• HSBC Bank USA
• Regions Bank
• Capital One