Who Is Regulating Mobile Payments?

Every day, Americans use their smartphones to transfer money, pay for goods and services, and make donations. These transactions are collectively referred to as mobile payments. This infographic provides an overview of the many federal agencies that oversee the mobile payments marketplace, including payment processors and products. Regulatory overlap, gaps, and ambiguities exist in the federal and state laws that govern mobile transactions initiated with traditional financial institutions and with payment providers that are not affiliated with banks. And many laws have not kept pace with mobile technology. These uncertainties need to be addressed to create a level playing field for industry participants and provide appropriate and consistent protections for consumers who make payments using mobile devices.

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America’s Overdose Crisis
America’s Overdose Crisis

America’s Overdose Crisis

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America’s Overdose Crisis

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37 Scientists Pioneering the Future of Biomedical Research

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Biomedical researchers are at the heart of nearly every medical advancement. From cutting-edge cancer treatments to breakthrough discoveries about emerging viruses, these scientists use creativity and ingenuity to explore new horizons in human health and medicine. And for nearly 40 years, The Pew Charitable Trusts has supported more than 1,000 early-career researchers committed to this work.

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Learn the Basics of Broadband from Our Limited Series

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How does broadband internet reach our homes, phones, and tablets? What kind of infrastructure connects us all together? What are the major barriers to broadband access for American communities?