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Project

Retirement Savings

Pew’s retirement savings project studies the challenges and opportunities for increasing retirement savings.

The initiative examines federal and state policy efforts to increase retirement plan coverage; studies the feasibility of policies or market practices to help improve retirees’ financial choices and decisions; and works to identify large segments of the contingent workforce that are most likely to want and need an effective retirement savings program. 

The project strives to foster policy debate and action on how best to ensure that everyone can save a sufficient amount for retirement.

President Biden speaking
President Biden speaking
Article

Biden's Retirement Savings Proposals Are Familiar and Novel

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Article

President Joe Biden brings a new set of retirement policy priorities to the job, including some that differ significantly from those of the Trump administration.

Article

Congress Passes Bill to Increase Worker Access to Retirement Savings Plans

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Article

As part of an end-of-year spending deal, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which President Donald Trump signed into law on Dec. 20. A significant advance in federal retirement policy, the package combines an array of long-discussed proposals intended to boost savings by private sector workers.

Person on laptop
Person on laptop
Article

Nontraditional Worker Hours Cut, Jobs Lost Because of COVID-19

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Article

The COVID-19 pandemic and efforts to contain it brought record unemployment to American workers, affecting those in traditional as well as nontraditional jobs, such as online and freelance work and operating a small business.

money
money
Article

Employers Embrace Automatically Enrolling Workers in IRAs

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Article

Many employers that do not provide retirement benefits are signing up at the first opportunity for innovative state programs intended to help private sector workers save for their futures. In addition, responses to a survey in Oregon indicate that business owners see advantages for their employees in the state’s new individual retirement account program

Our Work

PODCAST

The American Family: The Not So Golden Years

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PODCAST

After all the hard work and child rearing, do Americans get to finally relax and retire with some financial stability? Research shows the golden age of retirement doesn’t always shine.

Issue Brief

Many Workers Have Limited Understanding of Retirement Plan Fees

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Issue Brief

Retirement savings plans such as 401(k)s usually place the responsibility for selecting and managing investments with individual workers. These choices can feel overwhelming for many employees, who may be unsure how much they need to save, have more pressing financial concerns than saving for what feels like a far-off retirement, and often lack the financial resources or educational background to get the information they need to make informed retirement planning choices.