Checks and Balances

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Want to find out about your bank's overdraft policies?
Read Pew's report Checks and Balances: 2014 Update to learn about such policies at the largest banks.

Interested in new rules for bank overdraft programs?
Ask the Consumer Financial Protection Bureau to make your checking account safer.

Bank Overdraft Policies Matter

This interactive tool follows three typical people—Mike, Sarah, and Jen—as they go about their day. They are all responsible with money, but their budgets are a little tight. We will explore how, depending on where they bank, their experiences with overdraft fees can differ dramatically, and why it pays to know your institution's policies and practices. Click on a character to start.

Mike

Mike

No ATM and Point-of-Sale Overdraft vs. ATM and Point-of-Sale Overdraft

Sarah

Sarah

Chronological Transaction Ordering vs. High-to-low Transaction Reordering

Jen

Jen

Overdraft Threshold vs. No Overdraft Threshold

Download resource:

download report Report

 

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What Is Antibiotic Resistance—and How Can We Fight It?

Sign up for our four-week email series The Race Against Resistance.

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Antibiotic-resistant bacteria, also known as “superbugs,” are a major threat to modern medicine. But how does resistance work, and what can we do to slow the spread? Read personal stories, expert accounts, and more for the answers to those questions in our four-week email series: Slowing Superbugs.

Explore Pew’s new and improved
Fiscal 50 interactive

Your state's stats are more accessible than ever with our new and improved Fiscal 50 interactive:

  • Maps, trends, and customizable charts
  • 50-state rankings
  • Analysis of what it all means
  • Shareable graphics and downloadable data
  • Proven fiscal policy strategies

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Welcome to the new Fiscal 50

Key changes include:

  • State pages that help you keep track of trends in your home state and provide national and regional context.
  • Interactive indicator pages with highly customizable and shareable data visualizations.
  • A Budget Threads feature that offers Pew’s read on the latest state fiscal news.

Learn more about the new and improved Fiscal 50.