Have You Ever Overdrafted?

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Checking accounts are the most widely used financial product in the United States. But as Pew found, consumers often are in the dark about their bank’s debit card overdraft policies—including the size of a typical overdraft fee, opt-in requirements, transaction reordering, and overdraft options. 

A 2014 Pew survey found three in four consumers agree overdrafts should be more closely regulated. Pew’s consumer banking project took to the streets and interviewed people about their checking accounts and experiences with bank overdraft practices, and found consumers want more rules—and oversight—to regulate this product. 

Visit http://www.pewtrusts.org/overdraft to learn more.

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Checking accounts are the most widely used financial product in the country. Yet poorly regulated bank overdraft practices continue to cause consumers to unknowingly incur multiple costly fees for a single transaction. Pew is promoting new rules to make overdraft programs safer and more transparent.

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