Payday Loans — And How to Fix Them

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Payday Loans — And How to Fix Them

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Research shows that payday loans suffer from three main problems: The loans have unaffordable payments, they fail to work as advertised, and they have excessively high prices.

But the Consumer Financial Protection Bureau (CFPB) and state policymakers have an opportunity to fix these harms and make small loans safer and more affordable.

Jennifer, a typical payday loan customer, has already helped explain payday loans, who uses them, and why. In this video, learn how new rules can give borrowers such as Jennifer an affordable and predictable path out of debt. 

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Payday Loans Explained

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Payday Loans: Who Uses Them and Why?
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