Project

Home Financing

Nick Bourke

Director

Nick Bourke directs Pew’s research on consumer needs and perceptions, market practices, and potential regulations for home financing, small-dollar loans, and consumer banking.

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Alex Horowitz

Principal Officer

Alex Horowitz guides research for Pew’s consumer finance project, which focuses on how home financing, small-dollar loans, and consumer banking can be made safer and more transparent.

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Gabriel Kravitz

Officer

Gabriel Kravitz is an officer with Pew’s consumer finance project, providing research and analysis on alternative financial arrangements used to purchase manufactured housing and other smaller home mortgages to policymakers, regulators and other stakeholders at the state level. He does similar work on small-dollar consumer loans, such as payday, auto title, and high-cost installment loans.

Before coming to Pew, Kravitz worked as a community organizer in Minnesota on local and statewide campaigns to prevent home foreclosures in the aftermath of the Great Recession and to address the racial wealth gap.

Kravitz holds a bachelor’s degree from McGill University.

Tracy Maguze

Officer

Tracy Maguze is an officer with Pew’s home financing project, developing and conducting original research on financial arrangements for home purchases, with a particular focus on the small mortgage market.

Before joining Pew, Maguze was a Ph.D. candidate at the Universidade Católica Portuguesa, with a research focus on macroprudential policy, and taught a course she developed on global financial law.

Maguze holds a Bachelor of Laws degree from the University of Zimbabwe and a master’s in corporate law from the University of Edinburgh.

Tara Roche

Manager

Tara Roche manages research with Pew’s consumer finance project, conducting original analyses of the safety, affordability, and availability of small mortgages and alternative financial arrangements used to purchase manufactured and other low-cost forms of housing. Roche’s previous work at Pew includes research on everyday financial products, including small-dollar loans, mobile payments, and student loans to inform policy recommendations that protect consumers from harmful practices and promote safe, transparent credit.

Roche holds a bachelor’s degree in English from the College of New Jersey and a master’s in public policy from Rutgers University. 

Rachel Siegel

Officer

Rachel Siegel is an officer with Pew’s consumer finance project, conducting original research and analysis on the safety and affordability of mortgages, and on alternative financial arrangements for purchasing manufactured homes and other low-cost forms of housing. Siegel’s other work includes research on regulation and consumer use of transaction accounts (checking, prepaid cards, and mobile payments) to inform policy recommendations designed to increase safety and transparency for everyday financial products. She also represented Pew on the Federal Reserve’s Faster Payments Task Force.

Before coming to Pew, Siegel worked for Santander Bank and Century Bank, and interned at the Consumer Financial Protection Bureau.

She holds a bachelor’s degree in economics from the University of Vermont and a master’s in economics from Boston University.

Ryan Canavan

Senior Associate

Ryan Canavan conducts research and analysis for Pew’s home financing project, focusing on the availability of small mortgages for low-cost homes, including manufactured homes, and the safety and affordability of alternative financial arrangements for homebuyers. Canavan’s work informs federal and state policymakers and regulators aiming to protect homebuyers from harmful practices and promote safe, transparent, and affordable homeownership opportunities.

Before coming to Pew, Canavan worked at the Terner Center for Housing Innovation at the University of California, Berkeley, studying health and economic outcomes for families in low-income rental housing. He has also worked at the New York City Department of Health and Mental Hygiene on issues related to health equity and the social determinants of health.

Canavan holds a bachelor’s degree in public health from Georgetown University and master’s degrees in urban planning and public health from the University of California, Berkeley.

Linlin Liang

Senior associate

Linlin Liang is a senior associate with Pew’s consumer finance project, providing analyses and research on small mortgages and alternative financial arrangements used to purchase manufactured homes and other low-cost forms of housing. Liang’s other work includes research on small-dollar consumer loans to inform federal and state policymakers, providers, consumers, and other stakeholders.

Before coming to Pew, Liang worked for Grameen America to expand access to credit for low-income entrepreneurs and launched Bank On Suncoast’s coalition with United Way Suncoast to connect underserved communities with safe and affordable banking products. 

Liang holds a bachelor’s degree in advertising from Xiamen University and a master’s in media and information from Michigan State University. 

Adam Staveski

Senior Associate

Adam Staveski works with Pew’s home financing project and its Philadelphia research and policy initiative. He provides analysis and research on small mortgages and alternative financial arrangements used to purchase manufactured homes and other low-cost forms of housing.

Before coming to Pew, Staveski worked at the Congressional Budget Office, where he helped develop short- and long-term projections of the United States macroeconomy. His research focused on national labor markets, international trade flows, and the housing market.

Staveski holds a bachelor’s degree in economics from American University and a master’s degree in public policy from Harvard University.