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Civil Legal System

The Philadelphia Municipal Court’s civil division hears a high volume of cases involving landlord-tenant disputes, code violations, and small claims and debt collections of up to $12,000. Serving as a “people’s court,” the system is meant to be easily navigable by defendants without the need for legal representation. A clear understanding of the system, its processes, and the degree to which defendants reach fair and appropriate results without an attorney is important, because judgments can have a significant impact on the lives and finances of those involved—especially low- and middle-income Philadelphians.

Pew’s research on this topic examines critical issues surrounding Philadelphia’s civil legal system, including how it functions, the perspectives of those who navigate it, how its resources and accessibility compare with systems in other big cities, and whether promising practices in other jurisdictions could be adapted to strengthen and streamline Philadelphia’s processes.

Top view on a student with bunch of overdue bills
Top view on a student with bunch of overdue bills
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Debt Collection and Service of Process in Philadelphia

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American household debt has more than tripled since 1999—from $4.6 trillion1 to $15.84 trillion in real dollars in 2022. More than three-quarters of families experience some form of debt, and a third of those with consumer credit reports have a debt in collection.

Philadelphia
Philadelphia
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Where Philadelphia's Small Claims Court Defendants Live

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Approximately 91,000 cases are filed annually in Philadelphia Municipal Court’s Civil Division, predominantly small claims cases seeking under $12,000 (often less than $5,000), landlord-tenant disputes, and code enforcement violations issued by the city.

Philadelphia Municipal Court
Philadelphia Municipal Court
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How Philadelphia Municipal Court's Civil Division Works

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In Philadelphia, the Municipal Court is the lowest rung of the judicial system, with a civil division that heard roughly 91,000 cases in 2018, the latest year for which full data is available.

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