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Consumer Finance

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Meet the Team

Alex Horowitz Principal Officer

Alex Horowitz guides research for Pew’s consumer finance project, which focuses on how home financing products, small-dollar loans, and consumer banking can be made safer and more transparent. He manages a series of surveys, experiments, and analyses designed to identify which features of alternative financial arrangements used to purchase manufactured housing and other smaller home mortgages—as well as small-dollar consumer loans, such as payday, auto title, and high-cost installment loans—work well, and which work poorly, and to examine the impacts of market practices and potential regulations.

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Gabriel Kravitz Officer

Gabriel Kravitz is an officer with Pew’s home financing and consumer finance project, providing research and analysis to policymakers, regulators, and other stakeholders at the state level on alternative financial arrangements used to purchase manufactured housing and other low-cost homes. He does similar work on small-dollar consumer loans such as payday, auto title, and high-cost installment loans. Before coming to Pew, Kravitz worked as a community organizer in Minnesota on local and statewide campaigns to prevent home foreclosures in the aftermath of the Great Recession and to address the racial wealth gap. Kravitz holds a bachelor’s degree in anthropology and Middle East studies from McGill University.

Chase Hatchett Senior Associate

Chase Hatchett works with Pew’s consumer finance project, providing analyses and research on small-dollar consumer loans to inform federal and state policymakers, providers, consumers, and other stakeholders.

Before coming to Pew, Hatchett held organizing and communications positions on President Joe Biden, Vice President Kamala Harris, and Senator Elizabeth Warren’s presidential campaigns. Prior to his campaign experience, Chase spent several years in commercial real estate, including as a securities analyst.

Hatchett holds a bachelor’s degree in history from Loyola University, Maryland.

Linlin Liang Senior Associate

Linlin Liang is a senior associate with Pew’s home financing and consumer finance projects, providing analysis and research on alternative financial arrangements used to purchase manufactured homes and other low-cost forms of housing. Before coming to Pew, Liang worked for Grameen America to expand access to credit for low-income entrepreneurs and launched Bank On Suncoast’s coalition with United Way Suncoast to connect underserved communities with safe and affordable banking products. Liang holds a bachelor’s degree in advertising from Xiamen University and a master’s in media and information from Michigan State University.