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Consumer Finance

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Meet the Team

Alex Horowitz Principal Officer

Alex Horowitz guides research for Pew’s consumer finance project, which focuses on how home financing products, small-dollar loans, and consumer banking can be made safer and more transparent.

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Gabriel Kravitz Officer

Gabriel Kravitz is an officer with Pew’s consumer finance project, providing research and analysis on alternative financial arrangements used to purchase manufactured housing and other smaller home mortgages to policymakers, regulators and other stakeholders at the state level. He does similar work on small-dollar consumer loans, such as payday, auto title, and high-cost installment loans.

Before coming to Pew, Kravitz worked as a community organizer in Minnesota on local and statewide campaigns to prevent home foreclosures in the aftermath of the Great Recession and to address the racial wealth gap.

Kravitz holds a bachelor’s degree from McGill University.

Tara Roche Manager

Tara Roche leads Pew’s home financing project, conducting original analyses of the safety, affordability, and availability of small mortgages and alternative financial arrangements used to purchase manufactured homes and other low-cost housing.

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Rachel Siegel Senior Associate

Rachel Siegel is an officer with Pew’s consumer finance project, conducting original research and analysis on the safety and affordability of mortgages, and on alternative financial arrangements for purchasing manufactured homes and other low-cost forms of housing. Siegel’s other work includes research on regulation and consumer use of transaction accounts (checking, prepaid cards, and mobile payments) to inform policy recommendations designed to increase safety and transparency for everyday financial products. She also represented Pew on the Federal Reserve’s Faster Payments Task Force.

Before coming to Pew, Siegel worked for Santander Bank and Century Bank, and interned at the Consumer Financial Protection Bureau.

She holds a bachelor’s degree in economics from the University of Vermont and a master’s in economics from Boston University.

Chase Hatchett Senior Associate

Chase Hatchett works with Pew’s consumer finance project, providing analyses and research on small-dollar consumer loans to inform federal and state policymakers, providers, consumers, and other stakeholders.

Before coming to Pew, Hatchett held organizing and communications positions on President Joe Biden, Vice President Kamala Harris, and Senator Elizabeth Warren’s presidential campaigns. Prior to his campaign experience, Chase spent several years in commercial real estate, including as a securities analyst.

Hatchett holds a bachelor’s degree in history from Loyola University, Maryland.

Linlin Liang Senior Associate

Linlin Liang is a senior associate with Pew’s consumer finance project, providing analyses and research on small mortgages and alternative financial arrangements used to purchase manufactured homes and other low-cost forms of housing. Liang’s other work includes research on small-dollar consumer loans to inform federal and state policymakers, providers, consumers, and other stakeholders.

Before coming to Pew, Liang worked for Grameen America to expand access to credit for low-income entrepreneurs and launched Bank On Suncoast’s coalition with United Way Suncoast to connect underserved communities with safe and affordable banking products. 

Liang holds a bachelor’s degree in advertising from Xiamen University and a master’s in media and information from Michigan State University.