Project

Home Financing

Nick Bourke

Director

Nick Bourke directs Pew’s research on consumer needs and perceptions, market practices, and potential regulations for home financing, small-dollar loans, and consumer banking.

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Alex Horowitz

Senior research officer

Alex Horowitz guides research for Pew’s consumer finance project, which focuses on how home financing, small-dollar loans, and consumer banking can be made safer and more transparent.

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Gabriel Kravitz

Officer

Gabriel Kravitz is an officer with Pew’s consumer finance project, providing research and analysis on alternative financial arrangements used to purchase manufactured housing and other smaller home mortgages to policymakers, regulators and other stakeholders at the state level. He does similar work on small-dollar consumer loans, such as payday, auto title, and high-cost installment loans.

Before coming to Pew, Kravitz worked as a community organizer in Minnesota on local and statewide campaigns to prevent home foreclosures in the aftermath of the Great Recession and to address the racial wealth gap.

Kravitz holds a bachelor’s degree from McGill University.

Tara Roche

Manager

Tara Roche is a research manager with Pew’s consumer finance project, conducting original analyses of consumer needs and perceptions related to the safety and affordability of alternative financial arrangements used to purchase manufactured housing and other smaller home mortgages. She also works to develop policy recommendations designed to increase safety and transparency for everyday financial products, such as prepaid cards and mobile payments, and protect consumers from harmful practices and promote safe, transparent credit.

Roche holds a bachelor’s degree in English from the College of New Jersey and a master’s in public policy from Rutgers University. 

Rachel Siegel

Officer

Rachel Siegel is an officer with Pew’s consumer finance project, conducting original research and analysis on the safety and affordability of mortgages, and on alternative financial arrangements for purchasing manufactured homes and other low-cost forms of housing. Siegel’s other work includes research on regulation and consumer use of transaction accounts (checking, prepaid cards, and mobile payments) to inform policy recommendations designed to increase safety and transparency for everyday financial products. She also represented Pew on the Federal Reserve’s Faster Payments Task Force.

Before coming to Pew, Siegel worked for Santander Bank and Century Bank, and interned at the Consumer Financial Protection Bureau.

She holds a bachelor’s degree in economics from the University of Vermont and a master’s in economics from Boston University.