Preserving Retirement Assets

The fees associated with retirement savings, which include both investment and administrative costs, can reduce Americans’ retirement savings. As retirees leave the workforce, many face a complex set of financial choices on their own and turn to advisers for guidance. Unfortunately, unsuitable financial products and services cost retirement account holders an estimated $17 billion in higher fees annually. 

The retirement savings project examines the feasibility of policies or market practices to help improve retirees’ financial choices and decisions, such as promoting low-fee investment options, making it easier to keep savings in employer-provided plans at and through retirement, and improving the portability of benefits through low-fee vehicles for workers who change jobs.

 

How Fees Affect Retirement Savings Over Time

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