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Consumer Banking


Nick Bourke


Nick Bourke directs Pew's research on consumer needs and perceptions, market practices, and potential regulation of payday and other small-dollar loan providers.

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Tara Roche


Tara Roche manages research with Pew’s consumer finance project, conducting original analyses of the safety, affordability, and availability of small mortgages and alternative financial arrangements used to purchase manufactured and other low-cost forms of housing. Roche’s previous work at Pew includes research on everyday financial products, including small-dollar loans, mobile payments, and student loans to inform policy recommendations that protect consumers from harmful practices and promote safe, transparent credit.

Roche holds a bachelor’s degree in English from the College of New Jersey and a master’s in public policy from Rutgers University. 

Rachel Siegel


Rachel Siegel is an officer with Pew’s consumer finance project, conducting original research and analysis on the safety and affordability of mortgages, and on alternative financial arrangements for purchasing manufactured homes and other low-cost forms of housing. Siegel’s other work includes research on regulation and consumer use of transaction accounts (checking, prepaid cards, and mobile payments) to inform policy recommendations designed to increase safety and transparency for everyday financial products. She also represented Pew on the Federal Reserve’s Faster Payments Task Force.

Before coming to Pew, Siegel worked for Santander Bank and Century Bank, and interned at the Consumer Financial Protection Bureau.

She holds a bachelor’s degree in economics from the University of Vermont and a master’s in economics from Boston University.