Graphic: Fees and the Unbanked: State Data at a Glance

Oct 26, 2011

View Transaction Infraction, an interactive graphic that demonstrates how banks can reorder a checking account customer’s transactions to maximize overdraft fees.

Service charges, overdraft fees, and minimum balance requirements were cited by nearly one-third of households as reasons they recently closed their bank accounts according to the Federal Deposit Insurance Corporation (FDIC). The map below shows state-by-state data collected by Pew on the costs to the accountholder associated with maintaining a checking account.  Collected in October 2010 from the ten largest U.S. banks by deposit volume, Pew data reflects those banks that maintained retail operations in a particular state according to the FDIC and provided account disclosures. For this reason, no state contains data based on all ten banks. 

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