Report

• Increasing Annuitization in 401(k) Plans with Automatic Trial Income

  Jun 10, 2008 - The paper highlights the benefits of lifetime income in helping retirees manage their retirement funds to maximize benefits. 

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• Retirement Security for Women: Progress to Date and Policies for Tomorrow

  Apr 09, 2008 - A paper from The Retirement Security Project that explores financial prospects and problems for women and policies that could materially improve their financial security in retirement.

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• Pursuing Universal Retirement Security Through Automatic IRAs

  Jul 10, 2007 - This paper explores a new approach to expanding the benefits of automatic saving to a wider array of the population: the “automatic IRA.”

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• The Book 'Aging Gracefully: Ideas to Improve Retirement Security in America' (Spring 2007 Trust Magazine briefing)

  Apr 23, 2007 - A new book addresses retirement security and proposes legislative and administrative changes that would make saving for retirement easier for middle- and lower-income households, while at the same time offering practical savings ideas for workers.

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• The Potential Effects of Retirement Security Project Proposals on Private and National Saving

  Nov 21, 2006 - Report estimates that making saving easier and increasing incentives to save for middle- and low-income households could increase net national saving by $75 billion a year.

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• Automating Savings: Making Retirement Saving Easier

  Jun 14, 2006 - This policy brief summarizes major parallel efforts currently under consideration in the U.S., the UK and New Zealand to address the retirement security shortfall by expanding personal saving for retirement.

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• Making Good Choices (Winter 05-06 Trust Magazine article)

  Feb 03, 2006 - Moderate- and lower-income workers want to save for their retirement; the Retirement Security Project focuses on these financial issues.

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• Notes from the President: Passages (Winter 2005-2006 Trust Magazine)

  Feb 01, 2006 - Introduction to the Winter 2005-2006 issue of Trust magazine by Pew's President Rebecca Rimel.

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• Using Tax Refunds to Increase Savings and Retirement Security

  Jan 01, 2006 - Policy brief which explores the important potential of refund splitting to expand savings.

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• Leveraging Tax Refunds to Encourage Saving

  Aug 01, 2005 - Policy brief examining ways of encouraging households to save when they receive a substantial federal tax refund.

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• Retirement Security For Latinos: Bolstering Coverage, Savings and Adequacy

  Jul 14, 2005 - Retirement savings among Latino population amount to far less than the rest of the population, according to a new study by the Retirement Security Project.

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• Protecting Low-Income Families' Savings

  Jun 01, 2005 - A report on how retirement accounts are treated in means-tested programs and steps to remove barriers to retirement saving.

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• Automatic Investment: Improving 401(k) Portfolio Investment Choices

  May 10, 2005 - Report on employee contributions to 401(k) plans and how successful the self-direction of these plans is.

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• Saving Incentives for Low- and Middle-Income Families: Evidence from a Field Experiment with H&R Block

  May 09, 2005 - A study that shows for the first time that a simple savings process combined with well-targeted financial incentives can result in significant increases in retirement contibutions among moderate- and low-income workers.

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• The Automatic 401(k): A Simple Way to Strengthen Retirement Savings

  Mar 01, 2005 - Policy brief describing the motivation for, the features of, and the potential benefits of the automatic 401(k).

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• Common Sense Reforms to Promote Retirement Security

  Mar 01, 2005 - Report recommending changes in the current retirement system that provide flexibility, versatility and expanded investment opportunities.

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• The Saver’s Credit: Expanding Retirement Savings for Middle- and Lower-Income Americans

  Mar 01, 2005 - Report on the Saver's Credit, the first and so far only major federal legislation directly targeted at promoting tax-qualified retirement savings for middle- and lower-income workers.

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