Retirement Security

Most Americans are not saving enough for retirement. As recently as 2004, more than half of all U.S. households had zero savings in an employer-based 401(k)-type plan or tax-preferred savings plan account—and the  median savings for those who did hold such accounts was only $34,000.

The Retirement Security Project is dedicated to promoting common-sense solutions that will improve the retirement income prospects of millions of American workers. It is supported by Pew, in partnership with Georgetown University’s Public Policy Institute and the Brookings Institution. The project promotes best practices for retirement savings, such as having employees “opt out” of 401(k) plans rather than “opting in.” In addition, the project publishes policy and legislative analyses, original research and working and discussion papers. Also, project staff have presented testimony to Congress.

The Retirement Security Project also hosts public forums on retirement security and conducts outreach and communication on the topic. These efforts help promote better retirement savings practices and policies as well as keeping the public informed about important new developments.

Pew is no longer active in this line of work, but for more information, view the materials below and visit the Retirement Security Project on


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