Safe Small Dollar Loans Research Project

Small-dollar, short-term loans such as payday, automobile title, tax refund anticipation loans and similar financial products provide immediate economic relief for thousands of Americans each year. However, what appears to be a quick fix turns into long-term debt, with consumers ultimately spending far more than the loan’s advertised price.

The Pew Safe Small Dollar Loans Research Project, a two-year initiative, develops research-based, federal policy recommendations to protect consumers from dangerous forms of short-term loans.  The project promotes alternatives that are safe and affordable by quantifying the problem, analyzing potential solutions and educating the public.


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