Increasingly, American families face uncertain financial futures. There are many contributing factors—the spiraling costs of a college education burden students with debt and limit career options; growing amounts of retirement savings are needed to maintain a decent standard of living; and abusive lending practices trap some in a cycle of debt.

Pew has several new initiatives to conduct research, analysis and public education aimed at advancing common-sense solutions to help Americans save for tomorrow and manage debt today.

For instance, the Retirement Security Project focuses on the issue of retirement savings; the Project on Student Debt looks to reduce the rising loan burden facing many young people; and the Center for Responsible Lending tackles the problem of abusive subprime mortgages.

For more information about our activities in this area, please view our Fact Sheet.