Aging Gracefully: Ideas to Improve Retirement Security in America

Source Organization: Retirement Security Project

Author: Robert Greenstein, Zoë Neuberger and Eileen Sweeney

09/25/2006 - As baby boomers begin to reach the end of their working lives, retirement security is becoming an ever more pressing national economic issue. A new book, Aging Gracefully, puts forth a series of commonsense policy solutions to help Americans better prepare for retirement.

Bolstering retirement security requires a new partnership among government, business, and individuals. Government must create the safeguards and incentives for individuals to save; businesses must make it easier for their employees to navigate the pension system; and American workers must make retirement saving a bigger priority in their lives.

The book’s proposals fall under two categories: making it easier to save and increasing incentives to save. Specific steps such as making 401(k)s automatic, creating automatic IRAs, strengthening tax incentives for low to middle income workers, and removing barriers to saving for lower income Americans are examined in the volume.

Read a full synopsis of the book--Aging Gracefully: Ideas to Improve Retirement Security in America.

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