Small-Dollar Loans

Pew's Safe Small-Dollar Loans Research Project focuses on conducting research that demonstrates the needs, perceptions, and motivations of consumers, as well as the impacts of market practices and potential regulations. Based on this research, the project puts forth policy recommendations designed to protect consumers from harmful practices and promote safe and transparent small-dollar credit.

Research & Analysis

  • Payday Lending in America

    Pew’s Payday Lending in America series sheds light on the experience of borrowers. The research also details fundamental problems with payday loans, and suggests how policymakers can help solve these problems. Read More

  • Auto Title Loans

    This report incorporates results from the first nationally representative telephone survey of this market, a series of focus groups with borrowers, and an examination of regulatory data and company filings to illuminate lender practices, borrower experiences, and common problems in the auto title loan market. Read More

  • Prepaid Accounts Under the Electronic Fund Transfer Act

    The Pew Charitable Trusts filed the following letter with the Consumer Financial Protection Bureau on March 23, 2015, in response to the bureau’s request for public comment on its proposed rules governing prepaid accounts. The letter from Pew’s consumer finance team is supportive of the CFPB proposal, based on Pew’s research and analysis, and offers recommendations for further improvement. Read More

Media Contact

Mark Wolff

Director, Communications

202.540.6390